Financial Disaster Planning
The effect of a disaster on your family's lives and finances can be as devastating as physical damages to your home. Taking care to protect your financial, insurance and medical records can save you a great deal of stress and heartache after the storm. Consider these simple steps:
Perform an inventory of your household. Many insurance companies offer a booklet to do this. If yours doesn’t, photograph or videotape each room, including closets and storage areas, identifying the items, when they were purchased and their approximate cost. Make a copy of your finished product for storage in a safe deposit box. Update it when major items are added or replaced.
Credit Card Account Numbers, Bank Account Numbers, Other Financial Details
Develop a list of financial information including credit card numbers and the numbers to report lost or stolen cards; bank account numbers and the bank names and locations. Identify stocks and bonds, contracts that have financial implications. Deeds. Make a duplicate copy for your safe deposit box.
List the policies and key information for each including homeowners, life, health, vehicle, business policies. Make a duplicate copy for your safe deposit box
Capture important medical information regarding each person. Include physicians’ names and phone numbers, medical conditions, food and drug allergies, surgical procedures, immunizations records, prescription medicines by name and dosage, vitamins, herbal supplements and over the counter medicines taken regularly. Add a photocopy of your medical insurance card(s).
Gather identification information for each family member that includes a recent photograph. Include contact information (by name, address and telephone number) for home, work, school, church, and emergency family contacts. Add birth, death, marriage and divorce records and Social Security cards and Passports. Make a copy for your safe deposit box.
For More Information
- Project Hope: Emergency Financial First Aid Kit
- Ready.gov: Financial Preparedness
- Preparing Your Family for Emergencies