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Bureau of Insurance

The Bureau of Insurance regulates the insurance industry through examining and licensing procedures of insurance companies, licensing producers, reviewing rates and coverage forms, conducting audits, and by sponsoring programs that enhance awareness of and compliance with State laws. The Bureau has authority to enforce the State's insurance laws and rules, initiate investigations, and hold hearings concerning possible infractions.

On this page: Federal Health Care Reform | Rate Filings/Rate Hearings | SERFF Filing Access | Bureau Reports | Staff Directory | Hearing Links | Featured Links | Press Releases/Recent News | Sample Home and Auto Policies


The Bureau of Insurance will be closed on Wednesday afternoon, December 24, 2014; Thursday, December 25, 2014; Friday, December 26, 2014 and Thursday, January 1, 2015. Many services offered by the Bureau are always available on this website.



  • Open Enrollment for individuals to purchase, renew or change plans for 2015 on the Individual Health Insurance Market continues through February 15, 2015.
  • To have a plan in place by February 1, 2015, it needs to be purchased by January 15.
  • Some companies are allowing individuals to enroll in Off-Exchange plans after December 15th for a January 1st start date. Click here for details. (Get the PDF Reader)
  • See additional Health Insurance Marketplace information below under Federal Health Care Reform
  • Call the Bureau of Insurance with any questions or concerns you may have at 1-800-300-5000 (in Maine only).


Federal Health Care Reform

Federal law requires all individuals to have a qualified health plan by March 31, 2014. Learn more about health insurance options on and off the Marketplace:



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Rate Filings and Rate Hearings

NEW! INS-14-1000 Anthem Blue Cross and Blue Shield Individual Rate Filing

Bureau Reports


Staff Directory

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SERFF Filing Access (Form, Rate and Rule filings)

Insurance product filings (forms, rates and rules) filed with the Maine Bureau of Insurance are now available to the public through the SERFF filing Access website. SERFF is the System for Electronic Rate and Form Filing service hosted by the National Association of Insurance Commissioners (NAIC) Click here for more information.


Sample Insurance Policies

As a resource for consumers, we offer homeowners' and private passenger automobile insurance policy
forms and mandatory amendatory endorsements offered by the 10 largest insurance groups by market share in Maine.


Hearing Links

NEW! INS-14-400 - Decision and Order September 12, 2014


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Featured Links

CIGNA Regulatory Settlement Agreement

Information on Implementation of PL c. 90 - An Act to Modify Rating Practices for Individual and Small Group Health Plans and to Encourage Value based Purchasing of Health Care Services

Maine Long-Term Care Partnership Program

Physician Tiering Program report form

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Recent Press Releases / Recent News Error in query 3

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Last Updated: December 22, 2014