Market Snapshot - Small Group Health

Company (State of Domicile) NAIC#	Number Insured		Market Share
	12/31/10	12/31/11	12/31/10	12/31/11
HMO (Including Standardized and POS):
HMO Maine (Anthem BC/BS) (Maine)¹ 52618	9,291	4,668	9%	5%
Harvard Pilgrim (MA) 96911	5,954	4,824	6%	5%
Aetna Health (Maine) 95517	1,268	941	1%	1%
Subtotal	16,513	10,433	17%	11%
Indemnity (Including Standardized) and PPO:
Aetna Life (CT) 60054	29,916	25,411	30%	27%
Anthem BC/BS (Maine) - PPO 52618	41,478	42,946	42%	46%
HPHC (MA) 18975	7,438	12,196	8%	13%
MEGA Life & Health (OK) 97055	1,560	1,351	2%	1%
Excellus (NY) 55107²	1,213	1,155	1%	1%
United Healthcare (CT) 79413	284	554	0%	1%
HM Life (PA) 93440	206	156	0%	0%
Guardian (NY) 64246	139	124	0%	0%
John Alden (MN) 65080	6	0	0%	0%
Transamerica Life (IA) 79413	3	3	0%	0%
Subtotal	82,243	83,896	83%	89%
Total	98,756	94,329	100%	100%
¹ HMO Maine is a line of business of Anthem Blue Cross and Blue Shield.
² Excellus is not licensed in Maine but covers some small employers through a group plan issued to Dairylea, an agricultural cooperative.

Average Rate Increases
Following are the average small group rate increases weighted by premium across the entire market by calendar year. Figures for 2001 and for the current year are based on a partial year's data, but represent an annual increase.
Year	Average
2001	33%
2002	29%
2003	16%
2004	6%
2005	13%
2006	8%
2007	14%
2008	10%
2009	15%
2010	21%
2011	17%
2012	11%

Recent Rate Increases
Company	Annual Average Increase	Number of Lives Affected	Coverage Type	Effective Date	SERFF Tracking Number¹
Aetna Health	2.5%	196	HMO	10/1/2012	AETN-128611788
	-4.2%	139	HMO	7/1/2012	AETN-128320978
	-6.1%	129	HMO	4/1/2012	AETN-128056758
	-6.1%	273	HMO	1/1/2012	AETN-127783341
	-1.3%	154	HMO	10/1/2011	AETN-127341086
Aetna Life	11.8%	6,748	PPO	7/1/2012	AETN-128319145
	7.3%	4,274	PPO	4/1/2012	AETN-128056900
	6.7%	9,540	PPO	1/1/2012	AETN-127783507
	8.8%	5,184	PPO	10/1/2011	AETN-127341970
	11.0%	6,894	PPO	7/1/2011	AETN-127137916
Anthem BC/BS (HMO and PPO)	13.9%	7,860	All	10/1/2012	AWLP-128603150
	14%	8,999	HMO & PPO	7/1/2012	AWLP-128307870
	10.5%	7,886	HMO & PPO	4/1/2012	AWLP-128016900
	13%	16,799	HMO & PPO	1/1/2012
	21.2%	9,163	HMO & PPO	10/1/2011	AWLP-127339393
Excellus (Dairylea)	13%	1,033	All others	1/1/2011	MUSA-126885032
Excellus (Dairylea)	4.5%	101	Senior Plan	1/1/2011	MUSA-126885094
Guardian	4%	0	PPO & Indemnity	10/1/2010	GARD-126743785
	10%	135	PPO & Indemnity	7/1/2010	GARD-126587928
	2%	0	PPO & Indemnity	4/1/2010	GARD-126467704
	6%	0	PPO & Indemnity	1/1/2010
Harvard Pilgrim	5.6%	1,531	HMO	10/1/2012	HPHC-128610909
	6.5%	880	HMO	7/1/2012	HPHC-128052944
	6.3%	797	HMO	4/1/2012	HPHC-128052944
	10.8%	2,049	HMO	1/1/2012	HPHC-127344906
	9.7%	1,490	HMO	10/1/2011	HPHC-127344906
HPHC Ins Co	5.6%	2,196	PPO	10/1/2012	HPHC-128610933
	6.5%	1,452	PPO	7/1/2012	HPHC-128052536
	6.3%	1,045	PPO	4/1/2012	HPHC-128052536
	10.8%	3,945	PPO	1/1/2012	HPHC-127342408
	9.7%	2,354	PPO	10/1/2011	HPHC-127342408
HPHC Ins Co (DirigoChoice)	7.25%	808	DirigoChoice	10/1/2012	HPHC-128588680
	8.9%	727	DirigoChoice	7/1/2012	HPHC-128236998
	12.7%	783	DirigoChoice	4/1/2012	HPHC-127951074
	8.7%	1,417	DirigoChoice	1/1/2012	HPHC-127688229
	8%	758	DirigoChoice	10/1/2011	HPHC-127313025
John Alden	14%	40	PPO & Indemnity	12/1/2009
John Alden	14%	34	PPO & Indemnity	1/1/2009
United Healthcare	-6.5%	181	POS & PPO	10/1/2011	UHLC-127341635
¹ To link to SERFF to view filings, go to .http://www.maine.gov/pfr/insurance/PPACA/HFAI.htm#. Under The Health Filing Access Interface (HFAI), select "Click here to Search Public Filings." You must first agree to the terms of use. Then on the search screen enter a SERFF Tracking Number (displayed above) in the Tracking Number field and click on the Search button. Details about the filing will appear and you can click on the "View Filing" link on left side to see the actual filing.

Pending Rate Increases
Company	Average Increase	Number Affected	Coverage Type	Effective date	SERFF Tracking Number¹
Aetna Life	5%	5,295	PPO	10/1/2012	AETN-128611773
United Healthcare	7.5%	184	PPO and POS	10/1/2012	UHLC-128572021
¹ To link to SERFF to view filings, go to .http://www.maine.gov/pfr/insurance/PPACA/HFAI.htm#. Under The Health Filing Access Interface (HFAI), select "Click here to Search Public Filings." You must first agree to the terms of use. Then on the search screen enter a SERFF Tracking Number (displayed above) in the Tracking Number field and click on the Search button. Details about the filing will appear and you can click on the "View Filing" link on left side to see the actual filing.

Source: Bureau of Insurance