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Joseph Kenneally v. Travelers Home & Marine Insurance Company
Held March 1, 2012 - Docket No. INS-12-2010
Decision Issued: March 8, 2012
The named insured requested a hearing to contest the cancellation of automobile insurance policy for a driver’s license suspension. The evidence established that the cited driver is both a resident of the insured’s household and a customary operator of a vehicle insured under the policy, and that the driver’s license was suspended during the policy term
Held: For the company. 24-A M.R.S.A. § 2914(4) permits cancellation or nonrenewal of an automobile insurance policy if the license of an operator who either resides in the insured’s household or customarily operates a vehicle insured under the policy has been suspended or revoked during the policy term. The policy contract also included that reason as a basis for cancellation. As the company met all statutory notice requirements and the reason for suspension is not one of the exceptions provided in statute, the cancellation action is permitted.