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Joseph Kenneally  v. Travelers Home & Marine Insurance Company  

Held March 1, 2012 - Docket No. INS-12-2010
Decision Issued: March 8, 2012

The named insured requested a hearing to contest the cancellation of automobile insurance policy for a driver’s license suspension. The evidence established that the cited driver is both a resident of the insured’s household and a customary operator of a vehicle insured under the policy, and that the driver’s license was suspended during the policy term
Held: For the company. 24-A M.R.S.A. § 2914(4) permits cancellation or nonrenewal of an automobile insurance policy if the license of an operator who either resides in the insured’s household or customarily operates a vehicle insured under the policy has been suspended or revoked during the policy term. The policy contract also included that reason as a basis for cancellation. As the company met all statutory notice requirements and the reason for suspension is not one of the exceptions provided in statute, the cancellation action is permitted.

Last Updated: April 15, 2014