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Maine.gov > PFR Home > Insurance Regulation >Administrative & Enforcement Actions > Cancellation Hearing Index > Cancellation / Nonrenewal : Docket No. INS-13-2018 Decision

 

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Gary & Lori Gauvin v. Patrons Oxford Insurance Company

Held April 2, 2013– Docket No. INS-13-2018
Decision Issued:  April 9, 2013

The named insured requested a hearing to contest the nonrenewal of a homeowners policy due to horses and storage of hay in a building attached to the dwelling. The company documented its reasons for nonrenewal and established how those issues affect the insurability of the property.

Held: : For the company. 24-A M.R.S. § 3051 permits nonrenewal of this type of policy if the reason is in good faith and related to the insurability of the property. As the company established that it complied with statutory notice requirements and its reason is in good faith and related to the insurability of the property, the nonrenewal action is permitted by the Maine Property Insurance Cancellation Control Act.

Last Updated: April 15, 2014