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Maine.gov > PFR Home > Insurance Regulation >Administrative & Enforcement Actions > Cancellation Hearing Index > Cancellation / Nonrenewal : Docket No. INS-13-2040 Decision

 

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Jessica Cameron v. Countryway Insurance Company

Held June 13. 2013 – Docket No. INS-13-2040
Decision Issued:  June 25, 2013

The named insured requested a hearing to contest the nonrenewal of her automobile policy for two accidents.  The company established the circumstances of the accidents and resulting damages.
Held: For the insurer. The Maine Automobile Cancellation Control Act permits nonrenewal of a policy when the named insured or any other operator is individually or are aggregately involved in two or more accidents while driving a motor vehicle insured under the policy, if the accidents occur within the 36 months preceding the annual anniversary date of the policy and each exceeds $1,000 in damages or involves bodily injury. None of the statutory exceptions applied to the stated accidents. The company demonstrated that the accidents qualified for nonrenewal and that statutory notice requirements were met.

Last Updated: April 15, 2014