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Suzanne L. Bolton
National Producer # 7921035
STATE OF MAINE
BUREAU OF INSURANCE
Docket No. INS-07-216
This document is a Consent Agreement authorized by Title 10 M.R.S.A. § 8003(5), entered into among Suzanne L. Bolton, a resident of Maine; the Maine Superintendent and Bureau of Insurance; and the Maine Department of the Attorney General. Its purpose is to resolve, in lieu of an adjudicatory proceeding, issues implicating Title 24-A M.R.S.A. §1417(1) and §1420-K(1)(A).
STATEMENT OF FACTS
- The Superintendent of Insurance is the official charged with administering and enforcing Maine’s insurance laws and regulations, and the Bureau of Insurance is the administrative agency with such jurisdiction.
- Suzanne L. Bolton has been licensed in Maine as a resident insurance producer since October 30, 2003.
- When Ms. Bolton applied for a Maine Resident Producer License, she answered “No” to the background question on the application form regarding whether she had ever been convicted of, or was currently charged with, any crime.
- Upon review of the application, and in reliance upon the representations made in it, staff of the Maine Bureau of Insurance routinely approved Ms. Bolton’s application and issued the producer license.
- In 2007, Ms. Bolton notified the Bureau of a 2001 Class E (misdemeanor) criminal conviction in Maine for negotiating a worthless instrument in violation of 17-A M.R.S.A. §708(1). Ms. Bolton included a copy of court documentation which clearly indicates the guilty plea and disposition of this misdemeanor conviction. Ms. Bolton stated as follows in connection with her nondisclosure of this matter in her producer application:
“Originally, I did not disclose the incident of a bounced check on 7-19-01. I did go to court, but did not realize it was a misdemeanor; as the amount was small and I made full restitution.”
CONCLUSIONS OF LAW
- The application form’s disclosure questions specifically require disclosure of criminal matters. Ms. Bolton obtained her license based in part upon incorrect, misleading, incomplete or materially untrue information which she provided in her Maine application for resident producer licensing, by failing to disclose the above Maine misdemeanor conviction when she applied, as certified by her signature that the information was true and complete. Although she subsequently brought the discrepancy to the Bureau’s attention and provided certain mitigating information, she has not provided an adequate legal explanation for her failure to provide accurate information at the time of the application and issuance of her license.
- The provision of incorrect, misleading, incomplete or materially untrue information in a license application constitutes grounds for denial of the license application, revocation of the license, or other appropriate action, including the imposition of a civil penalty, under 24-A M.R.S.A. §1420-K(1)(A).
- Suzanne L. Bolton, the Maine Bureau of Insurance, and the Maine Department of the Attorney General agree to the following.
- This Consent Agreement is entered into in accordance with 10 M.R.S.A. § 8003(5)(B) and is not subject to review or appeal. This Consent Agreement is enforceable by an action in the Superior Court.
- At the time of executing this Consent Agreement, Ms. Bolton will remit to the Maine Bureau of Insurance a civil penalty in the amount of $250.00, payable to the Treasurer of the State of Maine.
- Ms. Bolton will promptly report any matters to the Maine Bureau of Insurance during all times as she is licensed through the Bureau, to the extent such reporting is required under the Maine Insurance Code, and will comply in all other respects with the provisions of the Maine Insurance Code, as applicable.
- In consideration of the execution of this Consent Agreement, the State of Maine Bureau of Insurance will not pursue further action against Ms. Bolton’s Resident Producer License based upon the facts recited in this Consent Agreement.
- Ms. Bolton understands and acknowledges that this Agreement will constitute a public record within the meaning of 1 MRSA § 402, and will be available for public inspection and copying as provided for by 1 MRSA § 408, and will be reported to the NAIC “RIRS” database.
- In consideration of the applicant’s execution of and compliance with the terms of this Consent Agreement, the Superintendent of Insurance, Bureau of Insurance, and Department of the Attorney General agree to forgo pursuing further disciplinary measures or other civil or administrative sanction for the actions described in this Consent Agreement, other than those agreed to herein. However, should Ms. Bolton violate this Consent Agreement, she may be subject to any available legal remedy for the violation, including without limitation the suspension or revocation of all licenses issued under the Maine Insurance Code.
- Nothing in this Agreement shall affect the rights or interests of any person who is not a party to this Agreement.
(EXECUTION PAGE FOLLOWS)
Suzanne L. Bolton
Suzanne L. Bolton
State of Maine, _______________, ss
|Subscribed and Sworn to before me
this _______ day of _______, 2007.
THE MAINE SUPERINTENDENT OF INSURANCE
Dated: ________________, _____
Eric A. Cioppa, Acting Superintendent
FOR THE DEPARTMENT OF THE ATTORNEY GENERAL
|Dated: ______________, _____
Assistant Attorney General
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October 22, 2013