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IN RE:

JUSTIN MCKINNON
Maine License No. PRN202490
National Producer No. 16606473

Docket No. INS-13-214

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LICENSE REVOCATION
 NOTICE, ORDER,
and
OPPORTUNITY FOR
HEARING

                                      

NOTICE TO JUSTIN MCKINNON:

            Effective as of January 10, 2014, your Maine nonresident insurance producer license will be REVOKED without further formal proceedings unless you request a hearing as specified below.

The reasons for license revocation are as follows:

  1. The State of Michigan revoked your insurance agent’s license by Final Decision issued on September 12, 2013, for having been convicted of a felony (felony home invasion in the second degree) and your failure to report this felony conviction.  This constitutes grounds for revocation of your Maine license under 24-A M.R.S. § 1420-K(1)(I) for having an insurance producer license, or its equivalent, denied, suspended or revoked in any other state, province, district or territory.
  1. Under 24-A M.R.S. § 1420-G(1)(A), one of the qualifications in order for a person to be issued a nonresident producer license in Maine is that “The person is currently licensed as a resident and in good standing in that person’s home state.”  Therefore, you also do not meet the minimum qualifications for nonresident licensing in Maine as your home state license in Michigan has been revoked.
  1. The following states have revoked your producer license for having been convicted of a felony, failing to cooperate in the investigation of the criminal conviction, and other violations:  State of Kansas on May 28, 2013, State of Nebraska on June 12, 2013, Commonwealth of Kentucky on June 13, 2013, State of Georgia on July 2, 2013, State of Florida on July 5, 2013, State of Washington on July 15, 2013, State of North Dakota on July 26, 2013, State of Connecticut on September 9, 2013, and State of California on September 29, 2013.  Each of these revocations constitutes a separate ground for revocation of your Maine license under 24-A M.R.S. § 1420-K(1)(I) for having an insurance producer license, or its equivalent, denied, suspended or revoked in any other state, province, district or territory.
  1. You failed to report your felony conviction and these state license revocations to the Maine Superintendent of Insurance as required by 24-A M.R.S. § 1420-P(1), which also constitutes grounds for revocation of your Maine license under 24-A M.R.S. § 1420-K(1)(B), for violating insurance laws.

            Therefore, based upon the above grounds, your Maine insurance producer license is revoked as of January 10, 2014 pursuant to 24-A M.R.S. §§1417 and 1420-K, subject to your right to request a hearing.

            Under the Maine Insurance Code, specifically 24-A M.R.S. §1417 and §1420‑K, you have the right to a hearing before the Superintendent or his designee.  If you request a hearing, you will have the right to present evidence and arguments in your defense, and the staff of the Bureau of Insurance will bear the burden of proving each violation by a preponderance of evidence.

If you request a hearing, you will receive further communication regarding scheduling.  The matters to be determined through the hearing process are whether you committed one or more of the violations listed above, and if so, the appropriate sanctions for those violations.  The sanctions imposed after a hearing can include any available remedy under applicable laws, including the payment of civil penalties.

To request a hearing, you must notify the Bureau of Insurance in writing no later than January 10, 2014.  If you do not file a written request for a hearing within 30 days from the time you know or reasonably should have known of the intended revocation of your license, you will lose your right to request a hearing on this matter, and your license revocation will be final and entered into Bureau records, in accordance with this Notice and Order.

            Any request for a hearing, as well as all other communications regarding this Notice, Order, and Opportunity for Hearing must be addressed to Bureau staff Attorney Dyan M. Dyttmer, Bureau of Insurance, #34 State House Station, Augusta, ME 04333-0034.  You may also reach Attorney Dyttmer by e-mail at dyan.dyttmer@maine.gov or telephone at 207 624-8402.

                                                                                               
December 3, 2013                                           _________________________________

                                                                        ERIC A. CIOPPA, Superintendent

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Last Updated: January 16, 2014