Skip Maine state header navigation

Agencies | Online Services | Help

Skip All Navigation

 

 

IN RE:

CHRISTINA PIOTROWSKI
Maine License No. PRN183345
National Producer No. 15948031


Docket No. INS-14-221

)
)
)
)
)
)
)

LICENSE REVOCATION
 NOTICE, ORDER,
and
OPPORTUNITY FOR
HEARING

 

NOTICE TO CHRISTINA PIOTROWSKI:


Effective as of July 10, 2014, your Maine nonresident insurance producer license will be REVOKED without further formal proceedings unless you request a hearing as specified below.

The reasons for license revocation are as follows:

  1. The State of Indiana suspended your resident license on May 23, 2012, for your failure to submit a list of appointments. The Indiana suspension constitutes grounds for revocation of your Maine license under 24-A M.R.S. § 1420-K(1)(B), for violating insurance laws, and § 1420-K(1)(I), for having an insurance producer license, or its equivalent, denied, suspended, or revoked in any other state, province, district, or territory.
  1. The State of Delaware revoked your license on June 8, 2013, and imposed a penalty of $500, for your failure to report an adverse administrative action in another jurisdiction or by another governmental agency within thirty days of the final disposition of the matter, as required. The Delaware revocation and penalty constitute grounds for revocation of your Maine license under 24-A M.R.S. § 1420-K(1)(B), for violating insurance laws, and § 1420-K(1)(I), for having an insurance producer license, or its equivalent, denied, suspended, or revoked in any other state, province, district, or territory.
  1. The State of South Dakota revoked your license on August 27, 2013, for your (i) failure to respond in a timely manner to the South Dakota Division of Insurance inquiries; and (ii) failure to report an administrative action in another jurisdiction (Indiana). The South Dakota revocation constitutes grounds for revocation of your Maine license under 24-A M.R.S. § 1420-K(1)(B), for violating insurance laws, and § 1420-K(1)(I), for having an insurance producer license, or its equivalent, denied, suspended, or revoked in any other state, province, district, or territory.
  1. You failed to report any of the administrative actions described in Paragraphs 1-3 to the Maine Superintendent of Insurance as required by 24-A M.R.S. § 1420-P(1), which also constitutes grounds for revocation of your Maine license under 24-A M.R.S. § 1420-K(1)(B), for violating insurance laws.
  1. Your resident producer license in the state of Indiana has remained inactive since your May 23, 2012, suspension. On November 1, 2013, your producer license in your resident state of Kentucky expired. Under 24-A M.R.S. § 1420-G(1)(A), one of the qualifications in order for a person to be issued a nonresident producer license in Maine is that “[t]he person is currently licensed as a resident and in good standing in that person’s home state.”  Therefore, you also do not meet the minimum qualifications for nonresident licensing in Maine as your home state licenses in Indiana and Kentucky are inactive.

 

Therefore, based upon the above grounds, your Maine insurance producer license is revoked as of July 10, 2014, pursuant to 24-A M.R.S. §§1417 and 1420-K, subject to your right to request a hearing.

Under the Maine Insurance Code, specifically 24-A M.R.S. §1417 and §1420‑K, you have the right to a hearing before the Superintendent or his designee.  If you request a hearing, you will have the right to present evidence and arguments in your defense, and the staff of the Bureau of Insurance will bear the burden of proving each violation by a preponderance of evidence.

If you request a hearing, you will receive further communication regarding scheduling.  The matters to be determined through the hearing process are whether you committed one or more of the violations listed above, and if so, the appropriate sanctions for those violations.  The sanctions imposed after a hearing can include any available remedy under applicable laws, including the payment of civil penalties.

To request a hearing, you must notify the Bureau of Insurance in writing no later than July 10, 2014. If you do not file a written request for a hearing within 30 days from the time you knew or reasonably should have known of the revocation of your license through this Notice and Order, you will lose your right to request a hearing on this license revocation Notice and Order.

Any request for a hearing, as well as all other communications regarding this Notice, Order, and Opportunity for Hearing must be addressed to Bureau Licensing Attorney Kristina M. Balbo, Bureau of Insurance, #34 State House Station, Augusta, Maine 04333-0034 (for US Postal Service deliveries) or 76 Northern Avenue, Gardiner, Maine 04345 (for private carrier deliveries, such as FedEx or UPS).  You may also reach Attorney Balbo by e-mail at kristina.m.balbo@maine.gov or by telephone at (207) 624-8429.

 

June 6, 2014

_________________________________
    ERIC A. CIOPPA, Superintendent 

                                                                                             
                                           

                                                                                                                                   

 

 

Last Updated: July 10, 2014